Products & Services

Equityline Visa Offer

Use your home to get the cash your business needs!

Home Trust Equityline Visa You’ve worked hard to build your business, but may have had challenges getting the financial support you need, even from your own bank. Small business owners often can’t prove enough income to pass most lenders’ computer credit scorecards. With a Home Trust Equityline® Visa*, the one-of-a-kind home equity credit solution from our sister company, there is an alternative!

THE NO-HASSLE CREDIT SOLUTION FOR YOUR BUSINESS

With a Home Trust Equityline Visa, you can qualify for a low-interest line of credit for your business - and we won't make you jump through hoops. Income hard to prove? No tax returns? No problem! Use your home equity to get credit you control and convenient access with your new Gold Visa Card:

Rates as low as 4.99% to 13.99%¹
Credit lines from $7,500 to $150,000²
No annual fee
Minimum Payments as low as 0.75% to 1.25% of your balance¹
Income verification NOT required
No lengthy business proposals or financial record reviews
Approval within 24 hours of completed application

SPECIAL OFFER WITH PSIGATE: NO SET UP FEE!

Special Offer: No set up fee! As a special offer to valued PSiGate merchants, Home Trust will waive the regular set up fee of up to 3% of the credit limit for approved Equityline Visa accounts^†. If you qualified for a limit of $40,000, for example, that's a savings of up to $1,200!

START NOW!

Just complete and submit the form below, and we'll contact you to get started.

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Contact Info

*First Name:

*Last Name:

*PSiGate CID:

Company Name:

*Province:

*Phone:

*Email:

Do you own your home? Yes No

Offer available in Ontario only

About Home Trust: Canada's One-Stop Mortgage Lender

Headquartered in Toronto, Ontario, Home Trust is one of a handful of independent trust companies in Canada. We’ve been helping Canadians who do not meet conventional lending criteria to simplify their finances since 1977. Home Trust is a wholly owned subsidiary of Home Capital Group Inc., a publicly held company that trades on the TSX under the symbol HCG. Home Trust is also a member of the Canada Deposit Insurance Corporation and Visa Canada.

® Registered trademark of Home Trust Company.
* Visa Int./Home Trust Company, licensed user of mark.
1. Interest rate, available credit and repayment terms will vary based on applicant’s property location, income, credit history and home equity available. A one-time mortgage title fee of approx. $530 (Ontario) and a title search fee of $35 will be charged to the borrower’s Visa account. Borrower is also responsible for any appraisal fees (approx. $250).
2. Subject to credit approval.
Rates and fees are subject to change without notice.
† Upon approval, Home Trust will waive the standard account set-up fee of up to 3% of the approved credit limit for existing PSiGate merchants. Offer may be changed, extended or withdrawn at any time without notice and cannot be combined with any other offer.

Offer available in Ontario only.